Turn 1% of Your Billion into a Family Legacy with Rocky Ledge Estates

UncleLuckyLarry.com, May 22, 2025.

Hey, if you’ve made a billion dollars, congrats! But let’s be real—keeping all that cash to yourself? That’s a missed chance to build something amazing for your family. Better yet, why not take just 1% of your fortune—$10 million—and create a legacy that mixes fun, family time, and smart money moves? At Rocky Ledge Estates, near the awesome Burney Falls, we’ve got a real estate investment that’s perfect for you and your loved ones. Don’t let that billion just sit there—use a tiny slice of it to make memories and save on taxes!

Here's the deal: You invest $10 million in a family-controlled entity, like an LLC or limited partnership (LP). This secures your gift and sets up a safe way for your heirs to own a luxury short-term rental (STR) property, like our equestrian resort. With eight Private Resort Homes, it would be a dream spot for family vacations or business retreats. The real magic? You could swap time in that Private Resort for time in another private vacation home anywhere in the world, trading stays for a 90% savings while your travel expenses are paid from the profits of the Resort. How do those profits come to you? As a K-1 distribution, which can do some nifty work lowering your family business’s overall income tax because those vacation-home travel costs count as business deductions.

Additionally, with a cost segregation study, you can obtain huge tax write-offs via accelerated depreciation on a $10 million piece of real estate. Your family takes these write-offs, and you may be paying even less tax than under any of the plans I’m about to criticize. This isn’t secret or illegal; it’s just what many people with money do not with place but with a legacy, to not pay tax.

Work with a CPA: Consult a real estate tax professional to structure the LLC, conduct a cost segregation study, and ensure compliance with IRS rules for material participation and depreciation. They can also help with special allocations to optimize deductions for your sons’ tax situations.
Document Material Participation: Have your sons track their hours (e.g., promoting more bookings, marketing, or guest services) to qualify for the STR loophole, ensuring non-passive losses can offset their income
Act Quickly: With bonus depreciation dropping to 40% in 2025 and phasing out by 2027, invest soon to maximize first-year deductions. It looks like the “Big Beautiful Bill” will pass and become law soon. California is ready for some common-sense changes, and when that happens, our economy will come roaring back!

Let's Have a Coffee Chat!

Are you ready to be the one partner who invests 1% and helps us create a family legacy? You could be a part of this amazing opportunity.

Zoom with Uncle Lucky Larry and chat about it.

Go to RockyLedgeEstates.com to book your call today!